Tag: contingency

All the articles with the tag "contingency".

• ADU All-In Cost in California: Contingency, Loan Interest, Tax, and Vacancy (2026)

  Updated:25 Oct, 2026

  The $320,000 and $215,000 construction models are not what you actually spend. Add 12% contingency, construction loan interest, Prop 13 ADU-only tax, vacancy, and optional management — here are clear year-one all-in tables.

• The $32,000 Line Item Nobody Quotes: ADU Contingency

  25 Oct, 2026

  Contractor bids never include contingency — but 10–15% ($32,000–$48,000 on a $320,000 ADU) is the industry standard reserve held by the owner. What it covers, what it doesn't, and how to size it.